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OUR SERVICES
Loan Programs and Products We Offer
FHA HOME LOAN
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA HOME LOAN
The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.
USDA HOME LOAN
If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.
JUMBO LOAN
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan.
REVERSE MORTGAGE
The federal government guarantees HECM reverse mortgages and offers them as an option for homeowners who are 62 years old or
older. With this type of loan, you can take out money from your home without having to pay any monthly mortgage payments-just
interest on what's left!
SHINING STAR HERO
The Shining Star Hero Program allows for homeownership for heroes in our community!
ABOUT OUR COMPANY
What We Do
We are a full-service mortgage company based in Flagler Beach, FL. We specialize in All types of loan products, Conventional, FHA, VA, First Time Homebuyers, and USDA. Whether you are buying a home or refinancing we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
Programs We Offer
In terms of Purchase Loan programs, we offer the following: FHA, VA, USDA, HomePath, Jumbo, Conventional, and Jumbo.
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs: FHA Streamline , FHA Cash Out, FHA 203k, VA Streamline, USDA Streamline, Conventional, HELOC and Jumbo. What makes American Home Mortgage Group unique is that we offer the following niche programs as well: Non-QM Loan, Bank Statement, Jumbos.
CONTACT US
Feel free to text or call...
HEAR FROM OUR AWESOME CLIENTS...
Michael is the best ever!!!
Michael went above and beyond in guiding us through the entire process, providing comprehensive education from start to finish. Since then, every interaction in relation to the matter has been remarkably prompt and effortless. The outstanding level of patience displayed ensured that this experience remained stress-free for us. Michael tirelessly worked day-in and day-out, collaborating closely with our Agent to find the best financial solution for our unique circumstances. When goals were set in conjunction with Michael, rest assured that all efforts would be exerted to make them a reality. Choosing Michael as the lender of choice made us feel incredibly at ease. I wholeheartedly recommend Michael to all our loved ones. Words cannot adequately express the gratitude felt, as our dream home would not have been possible without the exceptional assistance received!
Donald M.
Google Review
Wholeheartedly recommend working with Michael!
Michael is absolutely phenomenal! We couldn't be happier with the outcome – securing the best deal for us and ensuring we got the most value for our investment. Throughout the entire process, Michael expertly led us, helping navigate the complexities with ease. Even after the purchase, Michael's dedication to assisting us remains evident, promptly addressing any questions that come up. The attentive and caring approach Michael takes truly makes individuals feel well taken care of. Working with Michael is wholeheartedly recommended for an exceptional experience!
Leticia R.
Google Review
START THE PROCESS TO HOME OWNERSHIP
Fast & Easy Home Purchase Process
STEP 1
COMPLETE QUESTIONNARE
You will be taken to a questionnaire where you will be asked a series of questions that will start you toward your home buying joruney.
STEP 2
REVIEW YOUR HOME BUYING OPTIONS
We will discuss what your home buying desires are and determine the best program that will suite your needs.
STEP 3
PRE-APPROVAL
The pre-approval is an important step toward your home buying process. It focuses strictly on your basic factors. We will look at your paystubs, W-2's, bank statements, and credit report. This document tells REALTORS® that you meet the basic requirements for a home loan.
START THE PROCESS TO HOME OWNERSHIP
Fast & Easy Home Purchase Process
STEP 1
COMPLETE QUESTIONNARE
You will be taken to a questionnaire where you will be asked a series of questions that will start you toward your home buying joruney.
STEP 2
REVIEW YOUR HOME BUYING OPTIONS
We will discuss what your home buying desires are and determine the best program that will suite your needs.
STEP 3
PRE-APPROVAL
The pre-approval is an important step toward your home buying process. It focuses strictly on your basic factors. We will look at your paystubs, W-2's, bank statements, and credit report. This document tells REALTORS® that you meet the basic requirements for a home loan.
Meet Michael
Though Mike was born in Newark, New Jersey, he moved to Ormond Beach, Florida in 1982, at the age of 6. So, for all intents and purposes, he’s a Floridian. As a graduate of Seabreeze High School in Daytona Beach, Mike was involved in a multitude of clubs and sports but was most successful as a swimmer. He was captain of the track and swimming teams and was also president of his national honor society and editor of the school newspaper. Mike went on to attend the University of Florida, where he played water polo for the Gators, and graduated with a Degree in Classical Studies, focusing on ancient Greek and Roman civilizations. After college, in the year 2000, Mike moved to Flagler Beach to work for a local title company. Working for the title company, was what got Mike into the Real Estate Industry and instilled in him a thorough knowledge of the entire real estate process and all the little nuances that go along with the business. After 11 years at the title company performing real estate searches and closings, it was time for a change. Leaving the title company, Mike ventured into the Mortgage Industry, where he has been since 2011. Mike is also heavily involved in his local community. He has been on the Economic Development Task Force for the City of Flagler Beach since 2009 and helps with numerous charitable events in both the city and county. Mike has 3 children, a son, and 2 daughters. As for hobbies, Mike has been surfing his entire life and enjoys that over everything. He also still plays soccer and tennis and enjoys running and jogging in the mornings. One thing that most people don’t know about Mike is that he plays guitar and writes music. He released an album in the beginning of 2018 called “Everything in Between”. Mike loves his job because he truly feels that he is helping people attain their dreams of homeownership and it is his mission to educate people with the details of the mortgage process, so they are comfortable and confident, and they can take that knowledge with them for the rest of their lives.
Michael Akialis
Mortgage Loan Originator
Meet Michael
Though Mike was born in Newark, New Jersey, he moved to Ormond Beach, Florida in 1982, at the age of 6. So, for all intents and purposes, he’s a Floridian. As a graduate of Seabreeze High School in Daytona Beach, Mike was involved in a multitude of clubs and sports but was most successful as a swimmer. He was captain of the track and swimming teams and was also president of his national honor society and editor of the school newspaper. Mike went on to attend the University of Florida, where he played water polo for the Gators, and graduated with a Degree in Classical Studies, focusing on ancient Greek and Roman civilizations. After college, in the year 2000, Mike moved to Flagler Beach to work for a local title company. Working for the title company, was what got Mike into the Real Estate Industry and instilled in him a thorough knowledge of the entire real estate process and all the little nuances that go along with the business. After 11 years at the title company performing real estate searches and closings, it was time for a change. Leaving the title company, Mike ventured into the Mortgage Industry, where he has been since 2011. Mike is also heavily involved in his local community. He has been on the Economic Development Task Force for the City of Flagler Beach since 2009 and helps with numerous charitable events in both the city and county. Mike has 3 children, a son, and 2 daughters. As for hobbies, Mike has been surfing his entire life and enjoys that over everything. He also still plays soccer and tennis and enjoys running and jogging in the mornings. One thing that most people don’t know about Mike is that he plays guitar and writes music. He released an album in the beginning of 2018 called “Everything in Between”. Mike loves his job because he truly feels that he is helping people attain their dreams of homeownership and it is his mission to educate people with the details of the mortgage process, so they are comfortable and confident, and they can take that knowledge with them for the rest of their lives.
Michael Akialis
Mortgage Loan Originator
Call 386-261-6501
Call 386-261-6501
Copyright © 2024 | Licensed In: CO & FL | Company NMLS: 1812447 | NMLS # 832250
Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.
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Copyright ©2023 | Licensed In: CO & FL | Company NMLS: 1812447 | NMLS # 832250